Press Release: Decisive Communications Secures $13.75 Million in Credit Facilities from First National Bank

August 8, 2017 09:06 AM

Urbana, Md. - Decisive Communications, a turn-key solution based organization that provides a full suite of services in the telecommunications industry, today announced it has secured credit facilities totaling $13,750,000 from First National Bank. 

First National Bank, the largest subsidiary of F.N.B. Corporation (NYSE: FNB), has agreed to provide credit facilities for Decisive Communications including a $9.5 million revolving credit facility, a $2.25 million term loan, and a $2 million equipment guidance facility to support Decisive’s working capital needs in connection with planned growth. Decisive closed on the new credit facilities on June 29, 2017, replacing an existing $7.5 million credit line.

“I’m very happy to partner with First National Bank to assist Decisive with its financing needs.  In recent years, we have worked hard to strengthen our balance sheet and a commitment like this from a reputable financial institution such as First National Bank proves that,” said Richard W. Sander, Jr., Executive Vice President & CFO of Decisive Communications.

“We are looking forward to First National Bank playing an important role in our growth plans over the coming years,” added Timithy B. Harwood, President & CEO of Decisive Communications. “Through this new credit facility, we are positioned to seize upon attractive opportunities and continue to expand our asset base.”

The transaction was originated by Graham Johnson, Vice President of Commercial Banking in First National Bank’s Baltimore office.

“It has been a pleasure for our entire team to work with Decisive Communications to complete this transaction. First National Bank looks forward to being the bank partner of choice as Decisive Communications continues to execute and deliver on its strategy.”

Headquartered in Urbana, Md., Decisive Communications provides services for MSOs including Comcast and Charter Communications. Decisive also offers an array of services for government clients and commercial retail companies, such as Level 3 Communications, Lumos Networks, Shentel, AT&T and ExteNet Systems.

Ranked as one of the fastest-growing companies in the United States by Inc. Magazine in 2016, Decisive now has locations in 14 states up and down the eastern seaboard, from New England to Florida.

Decisive Communications delivers customers versatile and carefully-managed workforces in the following areas: Broadband Fulfillment Services, Fulfillment Support Services, Construction, Engineering and Construction Management, Fiber Restoration, Specialty Services, Technical Staffing and Information Technology Development and Use, all designed to create an end-to-end experience for their clients.

About Decisive Communications:

Decisive Communications is a turn-key solution based organization providing a full suite of services in the telecommunications industry. Founded in the Mid-Atlantic region in 2004, Decisive Communications now provides services from New England to the Southeast. Decisive Communications has earned a reputation for their exceptional customer care and knowledge of state-of-the-art technology. In addition to MSO clients such as Comcast and Charter Communications, Decisive Communications also provides services for commercial retail companies and a number of state and federal government entities. For more information, visit

About First National Bank:

First National Bank, the largest subsidiary of F.N.B. Corporation (NYSE: FNB), has more than 400 full-service locations in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina. In addition to a comprehensive suite of traditional banking products and services, the Bank also provides a full range of online and mobile banking solutions for consumer and business clients. First National Bank has been recognized repeatedly as a best place to work in Pittsburgh, Pennsylvania, its headquarters city.

About F.N.B. Corporation:

F.N.B. Corporation (NYSE: FNB), headquartered in Pittsburgh, Pennsylvania, is a diversified financial services company operating in eight states. FNB holds a significant retail deposit market share in attractive markets including: Pittsburgh, Pennsylvania; Baltimore, Maryland; Cleveland, Ohio; and Charlotte, Raleigh, Durham and the Piedmont Triad (Winston-Salem, Greensboro and High Point) in North Carolina. The Company has total assets of $30 billion, and more than 400 banking offices throughout Pennsylvania, Ohio, Maryland, West Virginia, North Carolina and South Carolina.

FNB provides a full range of commercial banking, consumer banking and wealth management solutions through its subsidiary network which is led by its largest affiliate, First National Bank of Pennsylvania, founded in 1864. Commercial banking solutions include corporate banking, small business banking, investment real estate financing, international banking, business credit, capital markets and lease financing. The consumer banking segment provides a full line of consumer banking products and services, including deposit products, mortgage lending, consumer lending and a complete suite of mobile and online banking services. FNB's wealth management services include asset management, private banking and insurance. The Company also operates Regency Finance Company, which has more than 75 consumer finance offices in Pennsylvania, Ohio, Kentucky and Tennessee. The common stock of F.N.B. Corporation trades on the New York Stock Exchange under the symbol "FNB" and is included in Standard & Poor's MidCap 400 Index with the Global Industry Classification Standard (GICS) Regional Banks Sub-Industry Index. Customers, shareholders and investors can learn more about this regional financial institution by visiting the F.N.B. Corporation website at

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